Accidents or Incidents?

When things go wrong in life, do we assume that what happened is an accident? Or can we accept the fact that there are no accidents, only incidents for God's children- incidents that demonstrate human weakness and show how God's grace is sufficient no matter what the situation is?
God works for the good of those who love Him, who have been called according to His purpose [Romans 8:28]. God is in control. There are no accidents for the child of God, only incidents that bring us into confrontation with our humanness and God's sovereign grace.